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What Owners Should Ask Before Signing a New-Build Contract

July 5, 2026 General

Key questions superyacht owners should ask before signing a new-build contract, from specifications and payments to guarantees, delays and delivery risk.

A new-build superyacht contract is not just a purchase agreement. It is a multi-year construction, design, finance, warranty and risk-management document. By the time the first steel, aluminium or composite work begins, the owner may already have paid significant instalments, committed to a design direction and accepted a schedule that affects family use, charter plans, crew recruitment, flag registration and eventual resale value.

This article is a practical owner’s checklist. It is not legal advice and it cannot replace a specialist yacht lawyer, technical surveyor, owner’s representative or tax adviser. Its purpose is simpler: to help an owner ask better questions before signing.

1. Who is actually signing the contract?

The name on the shipyard gate is not always the legal entity building the yacht. The contract should identify the exact builder, the buyer entity, any parent company support, the designer, naval architect, project manager and owner’s representative. The owner should know whether the contracting yard has the balance sheet, facilities, insurance and group backing to finish the project.

Useful questions include:

  • Is the builder the main operating shipyard, a special-purpose company or a group subsidiary?
  • Is there a parent guarantee or other group support?
  • Who is responsible for subcontractors and specialist suppliers?
  • Who has authority to approve changes on behalf of the owner?

If the owner’s team is informal, decisions can become unclear. If it is too large, approvals can slow the project. The contract should define who can instruct the yard, who can accept milestones and who can sign variation orders.

2. Is the specification complete enough to price and build?

Most disputes begin with different expectations. A builder may believe the agreed specification is clear; an owner may think certain finish levels, equipment choices or operational capabilities are implied. In a custom or semi-custom yacht, the contract should be supported by a detailed technical specification, general arrangement, machinery list, interior scope, exterior design package, tender and toy assumptions, AV/IT expectations, hotel-load estimates and performance targets.

Before signing, ask:

  • What is included in the fixed contract price?
  • What is excluded or only provisionally allowed?
  • Are owner-supplied items clearly identified?
  • Are interior finishes, stone, loose furniture, artworks, tenders, toys and AV systems included or treated separately?
  • Are performance, range, noise, vibration, draught and speed assumptions measurable?

A beautiful rendering is not a buildable specification. Owners should make sure the contract documents say which version of the drawings applies, which documents take priority if there is a conflict, and how later design development is priced.

3. What happens when the owner changes their mind?

Change is normal in a new build. The risk is uncontrolled change. Every variation should have a written procedure covering price, schedule effect, design responsibility, classification impact and whether the change affects warranty or performance guarantees.

The key question is not “can changes be made?” It is “who controls cost and delay when changes are made?”

Owners should ask:

  • Can the yard start variation work before the price and delay are agreed?
  • Does the owner receive a written change order?
  • Are overhead, profit and administration charges capped or transparent?
  • Can repeated small variations move the delivery date?
  • Who pays if a requested change affects class, flag, stability or engineering?

4. How are instalments protected?

New-build contracts usually require staged payments before delivery. That means the owner may pay substantial sums while the yacht is still unfinished and in the builder’s possession. Refund guarantees are commonly used in shipbuilding and yacht construction to secure repayment of pre-delivery instalments if the contract is terminated because of builder default, insolvency or other agreed events.

Owners should ask:

  • Is every instalment protected by a refund guarantee?
  • Who issues the guarantee: a reputable bank, insurer or other provider?
  • Is the guarantee payable on demand or only after a dispute is resolved?
  • Does the guarantee cover interest, variation payments and taxes?
  • When exactly must each guarantee be delivered?
  • Can the owner refuse to pay the next instalment if the guarantee is not in place?

A refund guarantee is not the same as a promise that the yacht will be finished on time. It is financial protection for money already paid. The wording should be reviewed with the same care as the building contract itself.

5. When does title pass?

Owners should know when ownership of the hull, materials, machinery and equipment passes from the builder to the buyer. Some contracts provide title only on delivery. Others may pass title gradually as instalments are paid. There may also be rules for materials stored off site or equipment purchased from third-party suppliers.

Questions to ask include:

  • Does the owner own any part of the yacht before delivery?
  • Are engines, generators, tenders or major equipment separately identified?
  • What happens to owner-paid materials if the yard becomes insolvent?
  • Are materials marked, insured and segregated?
  • Can the owner inspect work and inventory during construction?

6. What exactly is the delivery date?

A delivery date is only useful if the contract explains what counts as permissible delay, what counts as builder delay and what happens if delay becomes serious. Shipyard contracts often contain delay regimes, liquidated damages, grace periods and cancellation rights. Owners should understand them before signing, not after the yacht is already late.

Ask:

  • What events allow the builder to extend time?
  • How quickly must the builder notify delay?
  • Is there a cap on delay damages?
  • When does the owner gain a right to cancel?
  • Does delay affect warranty, financing, charter plans or crew mobilisation?

Owners should be realistic: custom yachts are complex projects. But realism is not the same as accepting an open-ended delivery obligation.

7. What are the acceptance tests?

Delivery should not depend only on visual inspection and a celebratory handover. The contract should define sea trials, harbour trials, class requirements, flag requirements, speed trials, range assumptions, noise and vibration limits, stabiliser performance, hotel-load testing, emergency systems, safety equipment, documentation and crew familiarisation.

Owners should ask:

  • Who attends trials?
  • What standards must be met before delivery?
  • What happens if the yacht passes class but fails an owner-agreed performance target?
  • Can minor defects be accepted with a punch list?
  • How are outstanding items secured after delivery?

A yacht can be legally deliverable but still operationally unfinished. The contract should bridge that gap.

8. What warranties apply after delivery?

Warranty language matters. Owners should check the length of the warranty period, what defects are covered, where repairs must be done, who pays travel and logistics, whether consequential damage is excluded, and how quickly claims must be notified.

Important questions include:

  • How long is the builder warranty?
  • Are supplier warranties assigned to the owner?
  • Does the warranty cover design defects, workmanship, materials and latent defects?
  • Who decides whether repair happens at the yard, locally or through a third party?
  • Are crew time, transport, docking, paint, interior removal and access costs covered?

Owners should also ask how warranty work will be managed if the yacht immediately crosses the Atlantic, enters charter or moves to a different cruising region.

9. Who is responsible for design and regulatory compliance?

Modern yachts involve exterior designers, interior designers, naval architects, engineers, flag advisers, class surveyors and specialist suppliers. The owner should understand who is responsible if an attractive design choice creates an engineering, weight, class, safety or usability problem.

Ask:

  • Who owns the design documents?
  • Who is responsible for coordinating interior design with engineering and class?
  • Who checks flag-state and class compliance?
  • What happens if the owner wants later commercial charter use?
  • Are environmental, safety and crew-accommodation requirements built into the specification?

The earlier these questions are answered, the less likely the owner is to face expensive redesign during construction.

10. What information will the owner receive during the build?

A good contract gives the owner visibility without allowing the project to become chaotic. The owner’s representative should have defined rights to attend meetings, inspect progress, review schedules, raise non-conformities and receive photographs, reports and updated risk registers.

Ask:

  • How often are progress meetings held?
  • Will the owner receive a live project programme?
  • Can the owner’s representative inspect subcontractor work?
  • How are defects recorded and closed?
  • What documents must be delivered with the yacht?

11. What law and dispute process applies?

Many yacht projects involve an owner in one jurisdiction, a buyer company in another, a shipyard in another, designers elsewhere and a flag state still to be chosen. Governing law, jurisdiction, arbitration, expert determination and urgent injunctive rights should be agreed clearly.

Owners should ask:

  • Which law governs the contract?
  • Where are disputes heard?
  • Are technical disputes decided by an expert or by arbitration?
  • Can the owner act quickly if the yard refuses access, misuses funds or breaches confidentiality?
  • Are confidentiality and publicity rules clear?

12. Has the owner built the right team?

The contract is only one part of the project. Owners usually need a specialist yacht lawyer, technical surveyor, owner’s representative, tax and ownership adviser, insurance broker, flag adviser, captain or build captain, and sometimes charter/commercial-use advice before signing.

The best question may be the simplest one: “Who on my side is responsible for protecting each risk?”

Conclusion

A new-build yacht contract should turn ambition into a controlled project. It should define the yacht, the price, the payment protection, the schedule, the approval process, the delivery tests, the warranty position and the remedies if things go wrong.

Owners do not need to become lawyers or naval architects. They do need to ask the right questions before money, time and design choices are locked in.

Sources and further reading